Comparison of Bank Mandiri's Financial Performance with Bri
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Abstract
There are 4 state-owned banks, so it is necessary to carry out a comparative analysis between one state-owned bank and another state-owned bank, so that the government (Minister of state-owned enterprises) can provide corrective steps for the 4 state-owned banks it owns.
This research will look at what variables have significant differences between Bank Mandiri and Bank Rakyat Indonesia (BRI). The research was used with SPSS version 26 software, using independent sample test analysis for the ROA, NPL, LDR, CAR, NIM and ROE variables for 14 years from 2009 to 2022.
The research results show that only the financial ratios Return on Assets (ROA) and Net Interest Margin (NIM) have significant differences on average between Bank Mandiri and BRI. Meanwhile, other financial ratios such as; Return on Equity (ROE), Loan Deposit Ratio (LDR), Capital Adequacy Ratio and Non Performance Loans (NPL) on average do not differ significantly between Bank Mandiri and Bank Rakyat Indonesia, for the period 2009 to 2022.
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References
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